Aura Homes — Your Home Your Aura
Buying a Home

Yes — foreigners can buy a home in Japan.

You don’t need permanent residency or Japanese nationality — a working visa is enough. We help arrange home loans, often with low or zero down payment, and guide you from search to keys.

Who we help

Working-visa holders

Buy on a working visa — permanent residency is not required.

Long-term residents

Turn years of rent into ownership, often at a similar monthly cost.

Families & investors

Family homes to settle in, or property as a long-term investment.

How it works

01

Consultation & budget

We understand your situation, visa, and budget — in your language.

02

Loan pre-check

We connect you with lenders that work with foreign residents and check what you can borrow.

03

Property search

Homes that fit your life, budget, and future plans.

04

Viewings

In person or by video call, at your pace.

05

Offer & contract

We negotiate, explain every document, and handle the paperwork.

06

Loan & handover

We finalize your loan and see you through to the keys.

Eligibility, loans & costs

Buying property in Japan as a foreigner is more accessible than most people think. Here’s the reality:

No PR or nationality needed

A working visa is enough to buy property in Japan.

Home loans are possible

Some lenders work with foreign residents — sometimes with low or zero down payment.

Monthly cost can rival rent

Your mortgage payment may be similar to, or less than, what you pay in rent.

Upfront & ongoing costs

Down payment, registration, acquisition & stamp taxes, agency fee, and annual property tax — we lay it all out clearly.

Language never a barrier

Every term and condition explained in English, Nepali, Vietnamese, or Japanese.

How Aura Homes helps

— Common Questions

Thinking about buying?

Book a free consultation and we’ll check your options — no pressure.

Free Consultation